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RACT Insurance Reviews

Reviewed by: Insurance Onus

Rating: 4.5/5


A screenshot of the insurer's website
RACT Insurance, also known as The Royal Automobile Club of Tasmania, was started in 1912. Today, RACT offer quality insurance and finance services for the people of Tasmania that they can trust. In this review, we will go through some of the products offered by RACT and how you can benefit from them.

For reviews of other insurance companies similar to this one, you should also check out Ozicare Insurance Reviews, Australian Seniors Insurance Reviews and Avea Insurance Reviews.

Features and Coverage

The first thing that I thought of when I arrived at the website was that RACT is very professional. I got the instant feeling that this is a company that I can trust and wouldn't hesitate if I was to purchase something from them.

Currently RACT offers seven insurance types.

  • Car Insurance - There are three types of covers you can take out. Comprehensive, Third Party Property Damage and Collectors Car Insurance. The one for you to choose will depend on what you want insured. A comprehensive cover will let you agree on a value for your vehicle and if your car is damaged you will be able to enjoy car hire for two weeks. The Third Party Property Damage cover lets you be covered for up to $5,000 in damages, and $20,000,000 in liability. A Collectors Car policy will let you get cover for special cars such as wedding cars and even hired cars.
  • Home and Contents Insurance - This plan lets you be protected for your building, contents and personal effects. This means RACT will gladly assist you if your house is damaged due to something unforeseen like floods and storms. The thing that really caught by eyes on their contents cover is the fact that there is an unlimited cover for CDs, DVDs, computer equipment and more. If that is not enough, the Personal Effects option will let you include your choice of other items such as mobile phones and laptops.
  • Boat Insurance - Key benefits with this policy is being covered for up to $800 for personal effects, as well as cover for damages caused accidentally, sinking, theft and liability. We all know what happens in the water can be risky, so getting insurance is a very wise choice.
  • Caravan and Trailer Insurance - Enjoy up to $1,500 of contents inside your caravan and reasonable costs to transport your caravan to get it repaired. A Trailer Insurance will let you insure against accidental damages.
  • Investor Insurance - This cover lets you be protected if your investment in a tenanted property doesn't go the way you planned. You will be covered for theft by tenants, damages, as well as legal costs to name a few.
  • Strata Insurance - Have a strata building? With this policy, you will be covered for damages such as flood and fire, as well as liabilities.
  • Health Insurance - If you are worried about your health, this is the insurance to consider. The reasons for choosing RACT includes getting competitive quote, high standards, easy claims and up to 60 days of money back guarantee.

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Contact Details, etc.

Website Address:

Email Address: N/A

Phone Number: 13 27 22


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