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RACQ Insurance Reviews

Reviewed by: Insurance Onus

Rating: 4.5/5


A screenshot of the insurer's website
I went to RACQ Insurance's website to check them out. The first thing that got my attention was the website was colourful but easy to read. You could see where you needed to go right away.

For reviews of other insurance companies similar to this one, you should also check out Coles Insurance Reviews, Budget Direct Insurance Reviews and CommInsure Insurance Reviews.

Features and Coverage

Back to the review, first who is RACQ? Well it stands for Royal Automobile Club of Queensland. Its history dates back to 1905. RACQ provides a wide range of products and benefits such as; motor club, roadside assistance, travel, home insurance finance and shopping discounts. As great as these may be, and I will touch on them later, I wanted to look mostly at their insurance offerings.

I clicked on the insurance tab and down the left side you are greeted with the full array of insurance offerings RACQ has. I started at the top: Each one of these insurance plans comes with the ability to get a quote online. There is also a link to click on that gives you an easy to read chart comparing all options side by side. Most of these insurance plans give you a pay by the month option.

  • Car Insurance - Under the car Insurance offerings you find a bunch of car related insurances. These come with $20 million worth of liability coverage.
  • Home & Contents Insurance - Among their home Insurance offerings are Combined Home Insurance, Home Building Insurance, Contents Insurance and Renters Insurance. RACQ gives you a 17% discount for being a member of their motor club, a 13% discount for combining plans, an extra 10% discount if you are over 55 years old. Pet insurance is also offered as an add-on to your Home Insurance.
  • Compulsory Third Party Insurance -This insurance is a requirement of having a registered car. It provides liability coverage to protect you against damage or injury to others. RACQ also offers an extra option called "At Fault Driver Injury Insurance" to provide coverage for the at fault driver.

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Step 1:
Contact Details, etc.

Website Address:

Email Address: N/A

Phone Number: 131 905

PO Box 4

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