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POMI Insurance Reviews

Reviewed by: Insurance Onus

Rating: 4.5/5

Introduction


A screenshot of the insurer's website
POMI stands for Peace of Mind Insurance.

POMI is dedicated to providing a wide range of Motor Insurance products. They bill themselves as the only website in Australia that offers; Gap Insurance, Motor Warranties for Dealer Auction -Private, Vehicle Replacement Insurance and Roadside Assistance. Their main insurance product is Gap Insurance. I went to the tab labelled "Why Choose Us" to find out why I should choose them. There I found out that no, you don't have to get Gap Insurance from the dealer no matter how hard they pressure you (that's because they earn a commission from that also). POMI relies on volume sales and doing business over the internet to save you money. No offices, no extra overhead to pay for them. They sell insurance direct to you thus cutting out the dealer/middleman and saving you money.

For reviews of other insurance companies similar to this one, you should also check out Get Approved Insurance Reviews, RACV Insurance Reviews and SGIO Insurance Reviews.

Features and Coverage

Let's check out what their Gap Insurance really covers. Gap Insurance covers the difference between what your insurance pays out and the remainder of what you owe on the vehicle. To Be Eligible For This Policy you must be at least 16 years, your Vehicle must be covered by a Comprehensive Insurance Policy.

The Finance Contract must be for one of the following, a vehicle less than 2 tons, a heavy goods vehicle less than 7.5 tons, a motorcycle, a boat or a caravan.

There are three levels of Gap Insurance.

  • Gap 1 - The cost is 12 payments of $57 for $10,000 worth of cover. With this option you get $1,000 worth of extra (out of pocket) expenses, subject to some restrictions. See Product Disclosure Statement for more details.
  • Gap 2 - The cost is 12 payments of $67 for $10,000 worth of cover. With this option you get $2,000 worth of extra (out of pocket) expenses, subject to some restrictions. See Product Disclosure Statement for more details.
  • Gap 3 - The cost is 12 payments of $86 for $10,000 worth of cover. With this option you get $4,000 worth of extra (out of pocket) expenses, subject to some restrictions. See Product Disclosure Statement for more details.

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Step 1:
Contact Details, etc.

Website Address: /link/pomi.php

Email Address: info@pomi.com.au

Phone Number: 1300 797 833

Address:
23 Buckhurst Street
South Melbourne
Victoria
3205

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