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Insure My Ride Insurance Reviews

Reviewed by: Insurance Onus

Rating: 5/5


A screenshot of the insurer's website
Insure My Ride is a wholly owned subsidiary of Suncorp - one of Australia's largest publicly-listed insurance and financial services businesses. They operate across Australia and specialise in covering private motorbikes. I could see this company was geared toward a younger consumer just by the name and the web layout, which is pleasing to the eye and easy to navigate. Along with the "normal" market, they cover riders who may not typically qualify for the best rates: the oft expensive or denied 18 to 25 year old demographic. The website states that they offer "realistic premiums." Even better, they give a 25% discount for purchasing online.

For reviews of other insurance companies similar to this one, you should also check out Bingle Car Insurance Reviews, Youi Insurance Reviews and Coles Insurance Reviews.

Features and Coverage

InsureMyRide offers 3 levels of cover: Comprehensive, Third Party Property Damage and Theft Only. All 3 covers include:

  • Premium discount for less usage
  • Premium discount for higher excess
  • $1,000 to $5,000 riding gear cover option
  • $1,000 or $2,000 personal valuables cover option
  • Modification cover up to $2,000 - if specified

More options and add-ons are available depending on which cover you choose. The policy is completely manageable online - login to view documents, update and manage your policy information.

I ran an online quote myself. It is extremely easy - just enter a bit of information and you have your quote in less than a minute. From there you can save the quote for later or purchase the policy immediately. The premium quoted was just as "realistic" as the site promised.

Payments: Premium payments can be made by Visa or MasterCard debit or credit ONLY. You can't pay monthly, but quarterly is an option if you can't pay the full annual premium.

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