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Cyclecover Insurance Reviews

Reviewed by: Insurance Onus

Rating: 4.5/5

Introduction


A screenshot of the insurer's website
Cyclecover Insurance specialises in insurance products for the Cycling Industry, covering over 100,000 cyclists annually. They offer many relevant insurance products for cyclers, including Bicycle, Travel, Bicycle Shops, Importers/Wholesalers, Hire and Tour Operators, Associations, User Groups, Event Insurance and even Financial Services. That's impressive for a company geared toward cyclists only.

For reviews of other insurance companies similar to this one, you should also check out BikeSure Insurance Reviews, Famous Insurance Reviews and TIO Insurance Reviews.

Features and Coverage

Their Cycle Gold Policy is a Home and Contents Insurance policy specifically designed for cyclists. Bicycles are automatically covered under the policy with no limit per bicycle or number of bicycles insured. Minimum cover is $35,000 and includes liability up to $300,000. Unfortunately, you can't purchase a standalone bicycle policy, but the cover unique to their policy for the Cycles and Home Cover may make it worthwhile, such as:

  • Damage to wheels and tyres
  • Automatic worldwide cover
  • Full replacement cover
  • No valuation prior to cover
  • Accessories and modifications cover
  • Theft with no limitations

One thing I did notice is that it's unclear exactly what cover is offered for the Home. I'm sure digging deeper or perhaps obtaining an actual rate quote would reveal it, but in my opinion, the speed and convenience of online service could be the reason a person would seek out a company. Most companies state boldly what they cover, so this may be a turnoff for potential customers.

I decided to check out the claims process. For Bicycle, Personal Accident or Personal Liability, you have to go online and printout a claim form, which is then submitted to the company. A representative will review your submission and contact you within 48 hours. It seems a bit tedious. Again, with so many companies offering the ability to claim online or by phone, this seems like it would hold you up a bit.

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Step 1:
Contact Details, etc.

Website Address: http://www.cyclecover.com.au/

Email Address: info@cyclecover.com.au

Phone Number: 1300 733 055

Address:
46a Kilby Road
Kew East
3102

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