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Columbus Direct Insurance Reviews

Reviewed by: Insurance Onus

Rating: 5/5

Introduction


A screenshot of the insurer's website
Columbus Direct is a Travel Insurance company underwritten by Lloyds. In 2011 they won the highest star rating from Canstar CANNEX for outstanding value based on product and price.

For reviews of other insurance companies similar to this one, you should also check out Australia Post Insurance Reviews, Insure4Less Insurance Reviews and Southern Cross Insurance Reviews.

Features and Coverage

Their international policies offers cover for:

  • Cancellation and Curtailment
  • Personal Baggage
  • Delayed Baggage
  • Personal Money and Documents
  • Missed Departure
  • Collision Damage Waiver Excess
  • Catastrophe
  • Hijack
  • Abandonment
  • Legal Expenses
  • Personal Liability
  • Medical expenses

There are 2 policy options: Single Trip or Annual.

With Single Trip, there are 3 levels of cover.

Basic is only available for international trips with a duration of 31 days to 12 months. Individuals over age 59 are ineligible. It covers overseas medical expenses, personal liability and emergency reparation with a $250 excess for medical claims, $125 for certain other sections, and no excess for others. Unfortunately, I didn't see anything on the page that discloses what the "other sections" are.

Standard offers the same as basic, but has additional benefits such as car rental waiver and hospitilisation cash benefit. You can purchase this policy for a trip duration of 1 day to 12 months. Cover applies both internationally and domestic.

Premier offers the same as Standard, but with higher limits.

All of the polices include 24 hour Emergency Medical Assistance.

The Annual Multi-Trip Insurance is an excellent choice for frequent travelers. It offers year round world-wide coverage and an unlimited number of trips as long as they do not exceed 60 days. You can purchase Individual, Couples or Family plans, with rates starting at $290 for a year.

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Step 1:
Contact Details, etc.

Website Address: http://www.columbusdirect.com.au/

Email Address: admin@columbusdirect.com.au

Phone Number: 1300 669 999

Address:
PO Box 1206
Crows Nest, NSW
1585

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