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1Cover Insurance Reviews

Reviewed by: Insurance Onus

Rating: 4.5/5

Introduction


A screenshot of the insurer's website
1Cover was one of the first insurance companies I discovered a few years ago when many people were saying that they offered cheap policies and premiums. Back then, 1Cover only offered Travel Insurance, but have now grown to offer Car Insurance, Home Insurance, Life Insurance, Caravan Insurance, and Landlord Insurance.

For reviews of other insurance companies similar to this one, you should also check out iTrek Travel Insurance Reviews, Travel Insurance Direct Reviews and Southern Cross Insurance Reviews.

This review will be on their Travel Insurance

The Policy

According to their website, the reason their insurance policies are so cheap is because they don't sell through any travel agencies. This means the commissions required to pay the agents are removed, and with the ability to purchase online, further price cuts can be offered as the overhead costs for having staffs to do the processing are gone.

One reason why I really love this insurer is because you can get the option to purchase insurance 24 hours a day, 365 days a year. There is no overnight confirming or handling to be done by the firm, which means you can get your policy delivered to you by email right after you have made your payment. It is as fast as that!

1Cover offers five types of covers for their Travel Insurance.

  • Overseas - Great for people that wants to be protected while going on international trips. This cover can be purchased by single, group or family. Some of the highlights included in this plan are unlimited overseas medical assistance and expenses, and cancellation fees. Up to $500 can be covered for dental expenses, $50,000 for additional expenses, family emergencies, and companion cover. $25,000 for disability and death.

    Because going overseas can be such a risky thing, it is recommended that you take out a comprehensive cover that offers something along the things in this plan.

  • Domestic - This is basically a lighter version of the Overseas plan that can be purchased by one person, a group, or as a family. Up to $100,000 can be claimed for emergencies and accommodation expenses, $50,000 for accidental death, $10,000 for luggage, and $5,000,000 for personal liabilities.

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Step 1:
Contact Details, etc.

Website Address: /link/1cover.php"

Email Address: travel@1cover.com.au

Phone Number: 1300 192 021

Address:
1Cover Travel Insurance
Level 11,
307 Pitt Street
Sydney, 2000
NSW

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